duminică, 25 septembrie 2011

3 free credit report Anchorage


3 free credit report Anchorage

In order to cancel, GoFreeCredit provides a phone number to call, but you 3 free credit report Anchorage should also be able to cancel by accessing your account online. I went through this 3 free credit report Anchorage process, and this is what I experienced. After entering my credit card information to verify my identity, GoFreeCredit presented me with another service to accept or decline. I declined the free Public Records File, another $19.95 trial service with a 7-day trial period.

I can easily see customers accepting this deal (using the big button) and not realizing theres an option to decline this extra service. After declining, I was provided my membership ID, which I copied to another window on the computer in case I needed it to log into the website later. Continuing, I was brought to another site to create a user name and confirm my identity although the stated purpose for entering my 3 free credit report Anchorage credit card information was to verify my identity in addition to charging the refundable $1 and having a payment method on record if I were to not cancel using my Social Security number.

On the new secure website, CeditScoreComplete, I proceeded to provide the 3 free credit report Anchorage information typically requested to verify my identity, such as old addresses. I noticed at this point at CreditScoreComplete is a service of TransUnion, so while at first this seemed to be an independent third party service, it is actually operated by one of the 3 free credit report Anchorage credit bureaus. free credit report federal The identity confirmation process was easy, and the site quickly provided links to a consolidated credit report and my credit scores. The consolidated report was actually very interesting.

I could easily see the differences between my reports from the three bureaus, and there 3 free credit report Anchorage was some interesting differences.

Each bureau had a different number of open and closed accounts, for one thing. My credit scores had a range of less than 1%, with Equifax being the lowest to TransUnion with 3 free credit report Anchorage the highest, with all scores in the Very Good range, the highest in GoFreeCredits evaluation. The score listing also included tips from each of the bureaus for improving my score, 3 free credit report Anchorage and each bureau offered different suggestions, like Not Enough Revolving Debt Experience (TransUnion), Too Many Inquiries (Experian), and, Not Enough Premium Bankcards (Equifax). Immediately after reviewing my information, I 3 free credit report Anchorage printed out what I wanted to keep, and 3 free credit report Anchorage looked for the option to cancel membership something you may or may not wish to do. credit report uk If the ongoing services are worthwhile to you, then do not cancel. I did not see any way to access my account information from this location, so I 3 free credit report Anchorage started over. I opened the confirmation email I received and used the link within to log in. I clicked on the My Account link at the top of the page and easily found the Cancel Memerbship option.

The service warned me there would be 3 free credit report Anchorage a waiting period before I would be allowed to check my credit scores for free, but I continued with the cancellation. I 3 free credit report Anchorage didnt however, see the option to cancel the 3 free credit report Anchorage $1 refundable fee that GoFreeCredit initially charged to sign up, so I will be monitoring my credit card account to see when this is processed. I will update this review once I have confirmed the three credit scores I viewed for free were, in fact, free. After signing up for GoFreeCredit and canceling my membership, I began receiving repeated 3 free credit report Anchorage phone calls from 888-493-5692. The first call was at 8:47 AM on a 3 free credit report Anchorage weekday, and the calls continued once daily. I didnt connect the calls with my short-lived 3 free credit report Anchorage membership with GoFreeCredit until I decided to answer the fourth phone call from the number. After I answered the phone, there was a delay the type I recognize from automated 3 free credit report Anchorage dialers that notify a live representative once a call has been connected. business credit report free A gentleman responded and asked for me by name, and I asked him to identify himself. The caller was a representative from GoFreeCredit who wanted to help me understand any potentially negative items on my credit report.

He could 3 free credit report Anchorage not confirm why he would be calling after I canceled my membership. I also noticed that in order to receive a refund 3 free credit report Anchorage for the $1 processing fee for the free service, youll need to call 800-316-8750 within 3 free credit report Anchorage the first seven days of the free trial to cancel. I canceled over the web, where I noticed and reported above that there was no option to request this refund.

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